Newsletter

Issue #3

Happy Holidays and a Great NEW Year!
by Ruth Lorenzen

I wanted to take a moment to wish everyone a very Happy Holidays this year. If you'd like to view my e-Card, please click here.

Ruth Lorenzen
REALTOR


Home buying seminar: “Dream of Home Ownership”

There are also programs for home buyers regardless of your income (high or low). They are excellent seminars that cover the entire process of looking for and purchasing a home. We are attending one on October 21st and we are inviting all of you along with your friends and family to attend. I’ve heard rave reviews about this seminar and I’m told that you’ll learn something even if you’ve purchased a home before. The seminar is all day (9am-4pm) and a box-lunch will be provided. If you would like to come with us to the seminar, please call us to make a reservation and get more information and directions.


Down payment assistance programs

There are several programs available for buyers in Pinellas County, Florida. Some are for first time home buyers, but note that “first time home buyer” often means that you haven’t purchased a property within the last three years. These programs are intended mostly for low- and middle-income families to help them get into a home. For example, the CDC (Community Development Corporation) offers downpayment assistance in the form of a second mortgage — interest free, and no payments for the first five years. You can get $10,000 up to $35,000 with this program depending on which home you select to buy. Note that the purchase price of the home cannot be over $190,000, but in today’s market there are plenty of nice homes that will qualify. Call us for more information about this program and we’ll put you in touch with the right people to get you on your way to purchasing your new home.


Hot Deals


Congratulations to Pam and John

Pam and John recently moved to Pinellas County and have settled into their new villa in Tarpon Springs. Congratulations Pam and John!


Congratulations to Kevin and Lisa

Kevin, Lisa and family have recently moved into their newly remodelled home in St Petersburg. Congratulations Kevin and Lisa!


© 2006 Ruth Lorenzen. All rights reserved.